From one BRI-Unit to the next – all forms, procedures, reporting requirements, managements, information system, training, and marketing are standardized. The
“Big Picture” becomes clear by observing the BRI-Units.
The main objectives of Policy & regulation training is to create a platform for the
establishment of your microfinance institutions.
This training is suitable for an executive including CEO from Central Bank,
Commercial Bank, Investors, Policy Makers, even Practitioners and Academician.
You will understand how to create a good policy and regulation for your MFI’s
based on BRI’s best practices and years of experience.
Micro banking System
- General Microbanking for Executive:
Discussions with BRI Board of Directors, the Central Bank and appropriate government will help you to shape and refine your vision and overall strategies.
Find out which regulatory policies from the central bank and government are most conducive to your long-term growth.
This program includes visit to the branch offices, BRI-Units, and BRI-Units Customers which will clarify your strategic and operational planning issues.
- General Microbanking for Practitioners:
Whether you’re just setting up a microfinance institutions or enhancing an established one, managers, senior staff, consultants, and researchers will get benefit from 3-5 day general micro banking course.
You’re “How to?” question will be answered with concrete, practical, and detail solutions for managing and implementing goals and policies such as the operations to microcredit, saving mobilization, internal control and supervision.
When BRI asked people what they wanted in financial services, voluntary saving, not credit, was far more important. With BRI-Units 51.1 million depositors compare to 8.8 million borrowers, it’s clear that saving account plays a major role in financial management for low-to-middle income people.
Not only that, saving provides the main capital to allow BRI-Units to distribute loan and subsidy free.
If you’re starting a voluntary saving program and need to know what is involved or wanting to expand your existing services, this Saving and Deposit Mobilization Course will give you the tools you need.
Classroom presentation and discussion combined with practical exercises and simulations gives you concrete information that you can use in your MFI’s. Starting with strategic policy issues, the courses moves through pricing, savings procedure, saving outreach, and promotional activities. You’ll learn how to retain customers and attract new ones with a cash /price reward programs.
You’ll see how important savings are to low-income clients and challenge the myth that “poor people don’t save”. You’ll hear stories of plans for the future – saving for a child’s wedding, educations, buying a new house, etc.
This training would like to observe the procedures of implementing the single BRI Unit loan product known as “KUPEDES”, a loan for a general and productive purposes. You’ll see how customers appreciate the quick service, easy access, and low cost loans with flexible terms of payment and maturities.
You will get an in-depth information on microcredit management issues and best practices. We’ll show you how one step at a time, each micro-entrepreneur has grown their business, increase their production capacity, and generate more income. Often they start from nothing, and then now become a valuable and profitable business with a lot of workers.
Human resource is one of the most important thing on running an organizations, including MFI’s. Years of success BRI on microfinance is also supported by a good and well-managed human resources, now BRI employs more than 110.000 people all across Indonesia, this is the proof that BRI can manage their human resources well.
This training will give you the key to recruit the right person on the right place, how to train your employee, how to give a good career path so that the employee would be more loyal to your company, and not only that, we will also give you the point on how to manage and to empower your human resources.
We will share our best practices on how to handle a large-scale human resources.
Large-scale outreach, with millions of small deposits and loans, offers plenty of opportunity for fraud - unless you have sound, secure systems set up to maintain supervision and control.
This course gives all the details you'll need to establish systematic, objective, independent control procedures to keep your MFI running smoothly and profitably.
With over 5,300 BRI-Units spread out across 6,000 islands, we've had to optimize supervision and control systems to maintain high performance levels.
We share our best practices with your auditors, financial managers and policy makers.
BRI Branchless or Agent Banking known as “Agen BRILink”, by definition, is the delivery of financial services using BRI client’s network as the extension of BRI conventional network. This is one of BRI commitment to support the financial inclusion program.
Carrying tagline “To Reach the Unreachable”, BRI try to serve the unserved by distributing the financial services to the area where even no other bank want to serve. Using BRI’s customer as the Agent, BRI can deliver the financial services without build a new office in certain area. This also makes BRI network become more efficient. Even now, by the end of 2016, BRI already have more than 72.000 Agent all across Indonesia. BRI target about 200,000 agent in the near future.
From this training, we will share about the success of BRI on Branchless or Agent Banking in serving loan, saving and other services such as payment (transfer, top up, electricity and water bills, including fertilizer and staples food in agriculture or government aid distribution for the low income people, etc.)
Community empowerment refers to the process of enabling communities to increase their live-value.
Community empowerment, therefore, is more than just the involvement, participation or engagement of communities. It implies community ownership and action that explicitly aims at social, political, and even economic change.
Through this course, we will share about how BRI empower the community, and how to create a sustainable and a good relationship between BRI and customer, poverty alleviation program, programmed loan including poverty alleviation program, business incubation, capacity building, and CSR program in the framework of empowering the community.
This is about how BRI manage more than 10.000 physical branches, more than 22.000 ATM, more than 185.000 EDC, and more than 800 CDM in one big system by using BRI Networking System “BRINETS”, this also includes how BRI become the only bank who runs and owned satellite.
This course will show you how BRI generate that kind of system so BRI can manage a lot of resources well. BRI have so many system to support the operation and business activity such as Loan Approval System for Loan, BRINETS for Operation,
Brismart for learning activity, BRISTARS for human resource management, Portal DWH for Data Warehouse, etc.